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Opinion

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William Peterson
5 days ago
More than 70 percent of retirees who live to 65 years of age will need some form of long term care in retirement. Photo courtesy to the Amador Ledger Dispatch

According to a recent Urban Institute study, as well as several other sources, the number one cause of financial ruin in your retirement years is a long term care illness.

Why? Well, because it is likely to happen and the cost of care is so expensive. So, one of the biggest decisions you will make in your retirement years is how to protect your nest egg against this risk and pay for this care.

What will your decision be?

New studies by the National Association of Health Underwriters and Medicare have suggested that more...

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Guest Commentator
5 days ago
At my fifth and last child’s high school graduation, I settled into a seat next to a gentleman who was the father of another graduate. When the ceremony ended, most of the parents excitedly rushed forward to take photos of their sons and daughters. But this fellow just sat there in a classic dejected pose, his hands on his cheeks and his elbows on his knees. He appeared numb rather than jubilant, not what you expect from a proud parent of a child who just earned a high school diploma. “Are you all right?” I asked. “Have I ever messed... [Read more]
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Brent Parsons
5 days ago
I’ve learned and warned others that there are two subjects to avoid when engaging hardware customers: religion and politics. Both involve sticky webs and cover a lot of ground. What might start as a simple small talkie exchange of pleasantries could end an entangled mess. For example: “May I help you find something?” “Sure, I need to match this screw, but a bit longer.” “Looks to be metric.” “Shouldn’t be, it’s for a Smith and Wesson.” “Are you a fire arms collector?” “Yeah and you better be one too before Obama gets them all and... [Read more]
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Guest Commentator
5 days ago

Supporting our local youth is a very important part of this community. Here in Amador County you read in the Ledger Dispatch about folks coming together for a common cause to help an individual or family that have had some storms enter their lives. One family who needed help with their septic system and a gentleman who is disabled with an electric wheelchair. An offer of encouragement so they can have a better quality of life.

I was saddened to hear of a scenario with our new neighbor, Dollar General in Pine Grove. A local...

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Guest Commentator
5 days ago
I’m writing in response to Mr. Wiebold’s August 21 “Nuclear Deal, Plan B,” but I accept that I may have misunderstood what he meant. I hope so. There is a difference between Iran and Israel, Randy. Israel is a civilized democracy that wants to feel safe from the potential for aggressions by Iran, which has publicly vowed to wipe Israel off the face of the earth. And why should anyone believe that they would not attempt to carry that out, given the nuclear tools of war? Even in the year 2015, men in Iran will stone a woman to death... [Read more]
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Guest Commentator
5 days ago
Dear Marilyn, great word “exegesis.” You must not have understood my letter. I never questioned the Pope’s understanding of Scripture. I did question his expertise on climate. I wonder why the leader of the Catholic Church is so interested in climate when saving lost souls, something the founder of my Christian faith (Jesus), said was our number one priority. I’m aware of some of Jesus’ teachings and the words he used, I just don’t remember Him mentioning them as a replacement for increasing our water storage as the population... [Read more]
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Guest Commentator
5 days ago

Recently, the Jackson Valley Irrigation District has become aware of some statements and concerns regarding

the sale of surplus Pre-1914 Amador Water Agency water to JVID in 2014 -2015. I would like to list some facts from JVID’s perspective pertaining to this water purchase to help clear the air: In June, 2014 due to the drought, JVID (As well as many others, including EBMUD) was curtailed from the use of its 3,850 Acre Feet water right from the Mokelumne River based on the 1927 priority of the right. This water is used in the JVID...

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Guest Commentator
5 days ago

For the past few years, the stock market has moved up fairly steadily, with no major “corrections.” But thus far in 2015, we’ve already seen periods of volatility — enough, in fact, to make some investors jittery. Nervous investors may be more prone to make decisions based on short-term market movements — so how can you stay calm?

First of all, when evaluating your invest- ment decisions, stay focused on those factors that have historically driven stock prices. The U.S. economy is growing at a reasonably good pace, and corporate...

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Guest Commentator
2 weeks ago
The City of Sutter Creek now sports a few new speed limit signs, if you haven’t noticed. I don’t know exactly when they were put in (I’m not too observant, I guess) or why we weren’t advised of the change (I haven’t seen anything in the paper), but I’d love to know who the brilliant party(s) was (were) who decided on a 15 mile an hour speed limit through town. Have you ever tried to go 15 miles an hour under normal driving conditions? I have, since I noticed the signs, as I try to adhere to traffic rules, but this seems ridiculous!... [Read more]
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Guest Commentator
2 weeks ago

If Israel is so dead against President Obama’s nuclear deal with Iran then I have an alternative Plan B for Israel. Plan B: In order for Iran to give up their nuclear weapons program, Israel should have to give up her nuclear weapons. If Plan B doesn’t work, then it should be up to Israel to come up with a Plan C. Plan C I’m guessing might involve some precision bombing and yet another possible war in the Middle East.

Randy Wiebold

Jackson

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Guest Commentator
2 weeks ago
I applaud the members of the democratic state senate and assembly who are making efforts to combat climate change in our great state of California. It is honorable that they make such efforts, particularly when we are in a state of emergency over an unprecedented, crippling, drought. What is less honorable, is the fact that they seem oblivious to the realities of life that blue-collar Californians face every day in rural regions of our state. The fact that the Senate passed SB 350 was a huge mistake, and I hope and pray our Assembly... [Read more]
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Guest Commentator
2 weeks ago
Parable: There was a great drought. For months there had not been a drop of rain and the situation became catastrophic. The Catholics made processions, the Protestants made prayers and the Chinese burned joss-sticks and shot off guns to frighten away the demons of drought, but with no result. Finally the Chinese said, “We will fetch the rainmaker.” And from another province a dried-up old man appeared. The only thing he asked for was a quiet little house somewhere, and there he locked himself in for three days. On the fourth day, the... [Read more]
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Guest Commentator
2 weeks ago
So, Ron Watson feels Pope Francis, who has a Doctoral Degree in Theology (as well as an additional degree in Chemistry) knows little about biblical exegesis or climate change? He may also be interested to know that the terms “connection, compassion, commitment, and humility” come directly from the New Testament as spoken many times by the founder of his Christian faith. I suggest he read the the Pope’s seventy-five page encyclical, including ten pages of references and endnotes, before making such unfair and biased statements.... [Read more]
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Guest Commentator
2 weeks ago

We are meeting the 25 percent water reduction our AWA has requested. I would hope the AWA would meet this goal due to the Governor’s request for this state wide water rule but, I also had hoped the AWA would curtail their budget on their proposed projects for the 2015-16 year to show their “good neighbor” police to the rate-payers. We have sustained the increased rate per unit of water so many times in the past five years and listened to their excuses for never receiving enough money to operate.

Does the AWA believe they can...

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William Peterson
2 weeks ago
William Peterson. Photo courtesy to the Amador Ledger Dispatch

In a recent survey by American Association of Retired Persons (AARP), 75 percent of individuals responded that not being able to communicate their wishes would be worse than death. Despite this, less than half of people have taken steps to ensure their wishes would be carried out. Although death is not an easy topic to discuss, end-of-life planning can mean the difference between leaving loving memories or major problems.

Which would you prefer?

Estate planning is the process of accounting for these items and arranging for...

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Guest Commentator
2 weeks ago

Our county of Amador has a unique status higher education-wise. We are one of only two counties in California that are not part of a Community College District. There’s history behind the decision, made many decades ago, not to align with a current district. A confirmation of the wisdom of that decision-making process can be seen today with the example of our neighbor Calaveras County.

Calaveras incurred bond debt associated with their alignment to the San Joaquin Delta College District. Yet they have not secured a satellite...

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Brent Parsons
2 weeks ago
"My house." Amador Ledger Dispatch photo by Brent Parsons
As I was waiting to hear back from a prospective interviewee and had some spare time, I took out the laptop and attempted to corral some thoughts. Something resembling a column emerged if you are reading this. I’ve written a couple of pieces on the part of life we’d rather not talk much less read about, demise and death. Some have told me I touched on something personally relevant while others asked that I go out and at least find someone or something upbeat to bore them with. Even Leslie hesitated when I asked her to assure me that... [Read more]
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Terry Sanders
2 weeks ago
Terry Sanders

The U.S. Department of Veterans Affairs is updating the way it determines eligibility for USDVA healthcare, a change that will result in more veterans having access to the health care benefits they earned and deserve.

Effective 2015, USDVA eliminated the use of net worth as a determining factor for both health care programs and copayment responsibilities. This change makes USDVA health care benefits more accessible to lower-income Veterans and brings USDVA policies in line with Secretary McDonald’s my USDVA initiative which...

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Brent Parsons
3 weeks ago
Rich Hoffman. Amador Ledger Dispatch photo by Brent Parsons
I’m back out of the cemetery and picking up with Rich where I ditched him in 2004. Margaret Dalton and her tribal council saw Rich as a person who could bridge an identified chasm between the governing body and its business and approached Rich with the idea of the new position. Unlike previous CEO’s, Rich would join the governmental side of the operation. Like a city manager in the public sector, all department heads would report to him and him to the five member governing council. Eleven years later after a crippling recession, a... [Read more]
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Guest Commentator
3 weeks ago

Connection, compassions, commitment and humility

Thank you, Sherry Curtis, for your letter and thank you to Marilyn Nutter, Caryl Callsen and Brian Gray for continuing this important discussion. Caryl, Brian and Marilyn all quote the Pope. I certainly don’t want to offend any Catholic brethren, however, the Pope speaks for the Catholic Church, not all Christians. And unless he quotes scripture, it’s just his opinion, no more or less credible than my opinion or yours. The scripture that deals with worshiping the created instead...

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